CONTENTS
06
A turning point for protection advice
14
How can protection be a costeffective inheritance tax solution?
09
What the FCA’ s survey means for commissions, advice quality and how Navigator can help
16
Income protection for the self-employed: Why it matters and how to set it up right
18
Income protection isn’ t mortgage protection
12
Inheritance tax: How is agricultural and business property relief changing from 6 April 2026?
21
Convertible term – an old solution for new times?
4 | PROTECTION ADVISER | AUTUMN 2025 |