The Protection Adviser Autumn 2025 | Page 5

the

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Vaping trends raise alarm for underwriters

36

Why HSBC life’ s new critical illness enhancements are worth knowing about

38

Critical illness plus enhancements NHS waiting list

28

The commission debate: Maximising profit while managing risk in protection

30

How to explain the true value of protection to your clients

32

40

Critical illness plus enhancements top up payments

42

Critical illness plus enhancements pregnancy complications
Events coming up this autumn
| PROTECTION ADVISER | AUTUMN 2025 | 5