As we approach the end of 2025, it’ s fair to say the protection market finds itself in a particularly interesting position.

While it may feel a little unsettling to see our part of the financial services sector attracting increased attention from the regulator, I believe this presents a real opportunity. As I’ ve highlighted in my article on page 6, there’ s scope for meaningful collaboration and for advisers to help shape the future direction of the market.

Importantly, as a Simplybiz member, you won’ t face any regulatory changes— now or in the future— alone. We’ re here in your corner, offering the expertise, support, and solutions you need to deliver the best outcomes for your clients, confidently and compliantly.

Although the end of the year is in sight, our events programme is still going strong. Whether you prefer to engage online or in person, there’ s plenty on offer in our Q4 calendar. You’ ll find the full schedule on page 30 or in the‘ Events’ section of our website.

We know how vital it is to have access to up-to-date, in-depth information across key product areas. That’ s why this edition features expert insights on IHT, income protection, and critical illness, along with a fresh take on how to communicate the value of protection to clients.

If you’ d like to discuss any of the articles in this edition of The Protection Adviser, suggest future topics, or have questions about the protection landscape and the support available to you, please don’ t hesitate to get in touch at protection @ simplybiz. co. uk.

Kind regards,

Emma Vaughan Managing Director Protect

Please note that provider led information within this publication has been pre- approved under their respective compliance approvals process and the accuracy is not therefore the responsibility of, or the opinions endorsed by, Simplybiz.

This publication contains marketing communications, including adverts and advertorials from Simplybiz and providers. All products and company names are copyrights, trademarks or registered trademarks of the third parties.

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The content of this publication is for financial adviser use only, not for use with customers. For more information about our services, please call us on 01484 439121 or email protection @ simplybiz. co. uk.

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