What’ s changing?

We’ ll make a top up payment of £ 200,000 or the sum assured( whichever is lower) on 9 of the conditions for the Plus product if the customer makes a valid claim before the age of 60.

Conditions covered include:

• Blindness

• Heart failure

• Kidney failure

• Liver failure

• Major organ transplant

• Motor Neurone Disease( MND)

• Open heart surgery

• Parkinson’ s Disease

• Traumatic brain injury

Full policy details are available at: www. life. hsbc. co. uk / advisers / protection-advisers /

40 | PROTECTION ADVISER | AUTUMN 2025 |