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  LEVEL 
1 | 
 Level One is all about quick diagnosis and treatment of the most commonly-claimed treatments . Typically , the cheapest of our four levels , and offers access to private GPs and consultants , scans , tests and therapies , plus a few minor operations .  | 
  LEVEL 
2 | 
 Level Two pays an allowance towards scans and tests , but focuses on more expensive treatments , typically for cancer and operations ( known as day-patient or in-patient treatment ). Ideal if out-patient treatment isn ’ t your priority and / or you ’ re happy to pay for this element yourself .  | 
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  LEVEL 
3 | 
 Level Three has the same outpatient diagnostic and treatment cover as Level One , limited to £ 2,000 or £ 5,000 each year , plus up to £ 1 million a year in- and daypatient cover for operations and cancer treatments .  | 
  LEVEL 
4 | 
 Level Four has the same benefits as Level Three , but with no overall monetary limits for out- or inpatient treatment . It also has a few additional benefits , with stem cell and bone marrow treatments permitted for cancer , and some value-added benefits such as health checks and taxi fares .  |