Gregor Sked

Senior Protection Development and Technical Manager

Income protection is arguably the most needed long-term protection product. After all, what do most of us rely on to maintain our lifestyle? A regular income. So, the sudden loss of that regular income is surely one of the biggest risks a client faces.

Income protection policies can provide a suitable replacement income for clients who find themselves unable to work due to an illness or an injury. Despite the importance of these products, they are often perceived as complicated and difficult to advise on because they work differently to other more common policies like life or critical illness insurance.

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